“Yes. Like that. When you come home for weekends, Regina will be so glad to see you she’ll never mention the car. Hell, she’ll probably get out there in the driveway and help you wash it and Turtlewax it just so she can find out what you’re doing. Ten months. Then it’ll be over. We can have peace in the family again. Go on, Arnie. Drive.”
Arnie pulled out of the dry cleaner’s and back into traffic.
“Is this thing insured?” Michael asked abruptly.
Arnie laughed. “Are you kidding? If you don’t have” liability insurance in this state and you get in an accident, the cops kill you. Without liability, it’d be your fault even if the other car fell out of the sky and landed on top of you. It’s one of the ways the shitters keep kids off the roads in Pennsylvania.”
Michael thought of telling Arnie that a disproportionate number of fatal accidents in Pennsylvania—41 per cent—involved teenage drivers (Regina had read the statistic to him as part of a Sunday supplement article, rolling that figure out in slow, apocalyptic tones: “For-ty one per cent! shortly after Arnie bought his car), and decided it wasn’t anything Arnie would want to hear… not in his present mood.
“Just liability?”
They were passing under a reflecting sign which read LEFT LANE FOR AIRPORT. Arnie put on his blinker and changed lanes. Michael seemed to relax a little.
“You can’t get collision insurance until you’re twenty-one. I mean that; those shitting insurance companies are all as rich as Croesus, but they won’t cover you unless the odds are stacked outrageously in their favour.” There was a bitter, somehow weakly peevish note in Arnie’s voice that Michael had never heard there before, and although he said nothing, he was startled and a little dismayed by his son’s choice of words—he had assumed Arnie used that sort of language with his peers (or so he later told Dennis Guilder, apparently totally unaware of the fact that, up until his senior year, Arnie had really had no peers except for Guilder), but he had never used it in front of Regina and himself.
“Your driving record and whether or not you had driver ed don’t have anything to do with it,” Arnie went on. “The reason you can’t get collision is because their fucking actuarial tables say you can’t get collision. You can get it at twenty-one only if you’re willing to spend a fortune—usually the premiums end up being more than the car books for until you’re twenty-three or so, unless you’re married. Oh, the shitters have got it all figured out. They know how to walk it right to you, all right.”
Up ahead the airport lights glowed, runways outlined in mystic parallels of blue light. “If anyone ever asks me what the lowest form of human life is, I’ll tell them it’s an insurance agent.”
“You’ve made quite a study of it,” Michael commented. He didn’t quite dare to say anything else; Arnie seemed only waiting to fly into a fresh rage.
“I went around to five different companies. In spite of what Mom said, I’m not anxious to throw my money away.”
“And straight liability was the best you could do?”
“Yeah, that’s right. Six hundred and fifty dollars a year.”
Michael whistled.
“That’s right,” Arnie agreed.
Another twinkling sign, advising that the two left-hand lanes were for parking, the right lanes for departures. At the entrance to the parking lot, the way split again. To the right was an automated gate where you took a ticket for short-term parking. To the left was the glass booth where the parking-lot attendant sat, watching a small black-and-white TV and smoking a cigarette.
Arnie sighed. “Maybe you’re right. Maybe this is the best solution all the way around.”
“Of course it is,” Michael said, relieved. Arnie sounded more like his old self now, and that hard light had died out of his eyes at last. “Ten months, that’s all.”
“Sure.”
He drove up to the booth, and the attendant, a young guy in a black-and-orange high school sweater with the Libertyville logo on the pockets, pushed back the glass partition and leaned out. “Help ya?”
“I’d like a thirty-day ticket,” Arnie said, digging for his wallet.
Michael put his hand over Arnie’s. “This one’s my treat,” he said.
Arnie pushed his hand away gently but firmly and took his wallet out. “It’s my car,” he said. “I’ll pay my own way.”
“I only wanted—” Michael began.
“I know,” Arnie said. “But I mean it.”
Michael sighed. “I know you do. You and you mother. Everything will be fine if you do it my way.”
Arnie’s lips tightened momentarily, and then he smiled. “Well… yeah,” he said.
They looked at each other and both burst out laughing.
At the instant that they did, Christine stalled. Up until then the engine had been ticking over with unobtrusive perfection. Now it just quit; the oil and amp dash lamps came on.
Michael raised his eyebrows. “Say what?”
“I don’t know,” Arnie answered, frowning. “It never did that before.”
He turned the key, and the engine started at once.
“Nothing, I guess,” Michael said.
