When they had all gone Hugh sat staring into the fire, racking his brains for some way to pay the bank's creditors.

He was determined not to let Pilasters go into formal bankruptcy. The idea was almost too painful to contemplate. All his life he had lived under the shadow of his father's bankruptcy. His whole career had been an attempt to prove he was not tainted. In his heart of hearts he feared that if he suffered the same fate as his father, he too might be driven to take his own life.

Pilasters was finished as a bank. It had closed its doors on its depositors, and that was the end. But in the long term it ought to be able to repay its debts, especially if the partners were scrupulous about selling all their valuable possessions.

As the afternoon faded into twilight, the outlines of a plan began to form in his mind, and he allowed himself the faintest glimmer of hope.

At six P.M. he went to see Ben Greenbourne.

Greenbourne was past seventy, but still fit, and he continued to run the business. He had a daughter, Kate, but Solly had been his only son; so when he retired he would have to hand over to his nephews, and he seemed reluctant to do that.

Hugh called at the mansion in Piccadilly. The house gave the impression not just of prosperity but of limitless wealth. Every clock was a jewel, every stick of furniture a priceless antique; every panel was exquisitely carved, every carpet specially woven. Hugh was shown into the library, where gaslights blazed and a fire roared. In this room he had first learned that the boy called Bertie Greenbourne was his son.

Wondering if the books were just for show, he glanced at several while he was waiting. Some might have been chosen for their fine bindings, he thought, but others were well thumbed, and several languages were represented. Greenbourne's learning was genuine.

The old man appeared fifteen minutes later, and apologized for keeping Hugh waiting. "A domestic problem detained me," he said with clipped Prussian courtesy. His family had never been Prussian; they had copied the manners of upper-class Germans then retained them through a hundred years of living in England. He held himself as straight as ever, but Hugh thought he looked tired and worried. Greenbourne did not say what the domestic problem was and Hugh did not ask.

"You know that Cordovan bonds have crashed this afternoon," Hugh said.

"Yes."

"And you probably heard that my bank has closed its doors as a result."

"Yes. I am very sorry."

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